Coral Springs real estate FL, Coconut Creek real estate and Parkland real estate, home listings and homes for sale in Florida - Christine Adler, REALTOR® Christine Adler REALTOR(r) for Coral Springs, Coconut Creek and Parkland, Florida real estate - NUMBER1EXPERT™ Christine Adler NUMBER1EXPERT(tm) for Coral Springs, Coconut Creek and Parkland, Florida real estate
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Christine Adler, REALTOR®, real estate agent for Coral Springs, Coconut Creek and Parkland Florida home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Real Estate Trivia
Q 
What is the fastest-growing state in the U.S.?

A 
Nevada, for the 19th consecutive year, according to 2005 Census Bureau statistics.
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Christine Adler, REALTOR®, real estate agent for Coral Springs, Coconut Creek and Parkland Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Christine Adler, Broker
Adler Realty

PO Box 15038
Plantation, FL 33318
Office: 954-785-2900
Cell: 954-655-5700
Fax: 954-577-5770
Email Me At: Info@CoralSpringsDreamHomes.com

Christine knows Coral Springs and Broward County like the back of her hand! www.coralspringsdreamhomes.com - Your Coral Springs, Coconut Creek and Parkland real estate, homes for sale, listings, luxury homes and luxury condos in Broward County and Southeastern Florida.

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